Success! Achieve your goals by using professional specialists so you can focus on your core business


Success is yours when you focus on your core business. It's easier when specialists are able to help you achieve some of your business goals.

Hi! We’re Terms.Tech and we’re revolutionising B2B payment terms for European merchants and marketplaces with our simple but comprehensive delayed payments solution. This article explores how small businesses find success by using specialists to take care of non-core tasks. That frees up the SME to focus on its core business. Get in touch!

Considering there are 24.4 million small and medium-sized businesses in Europe, you have the scope and opportunity to create business-to-business relationships to help your company succeed. The good news is that business services, including B2B Buy Now, Pay Later services, are available to give your enterprise all the help it needs for success.

Use professional services wisely, and you’ll be able to focus on growing your core product or service. That’s a win-win!

Not getting help = a success pitfall

We all hear about the success stories, for example how an online bookstore now shoots rockets into space. No company operates in a vacuum, so back on planet Earth, you’re a small business with a core service or product and some online presence. You’re selling and starting to grow. But you also face typical obstacles that all businesses face. One of the big ones is that there just isn’t enough time to do everything yourself.

Think about these questions:

  • Who’s chasing late payments?
  • Can you afford a full-time marketing team?
  • Do you know all the relevant laws inside and out?
  • Do you spend too much time on accounting instead of developing your core service or product?
  • You have an online presence, but what happens to your success if your company is a victim of a cyber attack?
  • Can you overcome all these challenges by yourself?

Professional business help when you’re not the expert creates success

The sensible solution is to get some professional business help. Outsourcing is not just for large corporations. Small and medium-sized firms can — and should — take advantage of others’ expertise, too. Outsourcing sometimes has a negative connotation. But, it really just means establishing and growing business relationships to help your company survive and thrive, which is exactly what we all want with our businesses. In doing so, you build new and valuable relationships built on trust and efficacy.

Teaming up with business service providers and specialists gives you several clear advantages, including:

✅ eliminating your stress points

✅ professionalising specific processes

✅ reducing waste while saving time

✅ giving your company the opportunity to focus primarily on what you do best

Let’s revisit our questions from above and see why partnering to deliver services is a solid solution. Keep in mind, these aren’t the only outsourceable business problems and solutions for SMEs. We’re just highlighting some examples to plant mind seeds about the benefits and possibilities.

Who’s chasing late payments?

Buy Now, Pay Later services are an emerging technology for delayed B2B payments. BNPL solutions give marketplaces an edge. They reduce the time it takes for suppliers to get paid, and give purchasers a very rapid credit analysis along with various available payment terms options at checkout. Not only that, a good one chases late payments for you.

But, it’s not that easy to set up a BNPL service yourself. Solutions like Terms.Tech create your BNPL experience for you and your customers. And, if a customer has late payments, you won’t even notice — you’ve already been paid! Terms.Tech is liable for losses due to non-payment through a customer-friendly approach to early-stage collections. And partner with a trusted third party for later-stage collections, if necessary. Meanwhile, you continue to focus on your core products and services.

Can you afford a full-time marketing team?

If you have an online presence, then you probably need online marketing. How big is your marketing budget? Are you a marketing wizard or an amateur? Outsourcing online marketing could be the best low-cost, ‘always on’ way to drive your business forward.

Do you know the law inside out?

Even in an international business context, many laws are still local. Unfortunately, they are often confusing, unclear, or simply indecipherable! But, it’s necessary to get it right. Robust legal support helps minimise legal risks and reputational risks that can eat up your time, decrease your hard-earned profits, and potentially damage your brand and trustworthiness.

Do you spend too much time on accounting?

Automated accounting saves you time by crunching your numbers for you with artificial intelligence (AI), machine learning (ML), or robotic process automation (RPA). Even if this sounds scary, it’s not as scary as how much time you might spend doing your own accounting. All of that is time (and energy and money) that could be redirected on your core service or product instead.

If you’re not familiar with automated accounting, Forbes provides a balanced look. Check out the advantages, disadvantages and the role humans still (and will!) have to play.

How strong is your security posture?

The European Union Agency for Cybersecurity (ENISA) has found that 90% of SMEs ‘would have serious negative impacts on their business within a week of the issues happening.’ It’s clear that the more digital we go, the more digital risks increase.

If you’re not familiar with all the cyber security considerations and ways to protect against digital threats, ENISA has produced a helpful Cybersecurity Guide for SMEs to get started. Getting the right professional cyber security solution these days is necessary.

Buy Now, Pay Later creates B2B success

Making the most of BNPL solutions such as Terms.Tech gives your business time and energy to be the best at what you do best. It’s just the type of TradeTech innovation that moves us toward frictionless and future-proof B2B trade. The payments world is evolving rapidly and B2B Buy Now, Pay Later solutions modernise payment terms, credit analysis, checkout, and late payments collections all at once.

Why wait to find out more? Get in touch with our Terms.Tech consultants and see what the best BNPL solution is for your operation.